Adverse Credit

We have many options

Have you been in an IVA, had a CCJ, Default, Missed payments in the past 6 years and feel this may stop you obtaining a mortgage?

We have dealt with many clients with adverse credit history and we are passionate to help clients in this situation.

Let us show you our ability to review your credit file, then explore the whole market and find the best deal for you, even with adverse credit there is still a possibility you can obtain a mortgage. Worst case scenario we will set a plan with you on when buying will be possible.

We will require sight of your credit file from reputable credit reference agency such as Experian, Equifax or Checkmyfile.

Contact us to work together in making buying still possible.

We do offer Face to Face Meetings, however Telephone and Video Call Appointments are available via Zoom or Microsoft Teams.

Need Mortgage Advice? Get in Touch

Contact us directly by phone, e-mail, or use our social media channels.

Alternatively, simply click below to request a call back for some initial advice or to book a

free no-obligation

initial meeting. We are here to help!

Opening Hours

Monday - Thursday: 9am - 6pm

Friday: 9am - 5pm

Saturday: 10am - 4pm

Sunday: Closed

Please note emails are checked outside of opening hours but phone calls will be unavailable.

The initial consultation to establish your requirements is free. For mortgage applications, a fee may be chargeable. Typically, we charge a fee of £495 when purchasing a property, or £295 for a remortgage, however the actual fee will depend on your circumstances. Terms of business will be discussed during the first appointment and charges will be quoted dependent upon your requirements and financial circumstances.


Finest Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA number: 966922.

Registered Office: Finest Mortgage Solutions Ltd, 24 Wolverhampton Road, Pelsall, Walsall, WS3 4AB

Registered Company Number: 13466367. Registered in England and Wales.

The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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