Life cover can give you the reassurance you need

Life Cover is an insurance policy that pays out a lump sum upon death or on diagnosis of a terminal illness*. This usually arranged to cover the mortgage amount across the mortgage term or a term set on application, however any amount you deem necessary to protect your family can be arranged. Whole of Life cover is also available.

Would you rather leave behind a debt or an asset for your loved ones? Simply put, would you like for your family to stay in their home with the mortgage debt paid off, not leaving them with the uncertainly at an already traumatic time of wondering how they are going to meet the mortgage repayments or having to sell the home?

Life Cover gives your family and loved ones peace of mind that mortgage debt can be repaid in full should the worst happen to you.

When we propose Life Cover for you, we consider not only the debts / mortgage you have outstanding, we consider the people who depend on you and how they would cope without your income. Which is why Life cover can be paid as an income to replace that of a lost loved one, often referred to as Family Income Cover.

Whole of Life Cover unlike normal Life Insurance, which has a policy end date, Whole of Life Insurance only ends when you die. This is why the payout is guaranteed. This is also known as Life Assurance.

Contact us for more information on the different types of Life cover, we have access to a number of carefully selected providers such as Aviva, Legal & General, and Vitality amongst many more…

*Life cover pays on diagnosis of a terminal illness providing life expectancy is less than 12 months. As with all insurance policies, conditions and exclusions will apply.