Home Insurance
Building and Contents
Also known a Buildings and Contents Insurance. Building Insurance is usually a condition of the mortgage meaning most lenders insist this is taken out prior to exchange of contracts.
This covers the structure of your home and includes permanent fixtures in the event of a fire, flood or storm.
In the unfortunate event your home to ever be significantly damaged from a fire storm or flood you are able to have your home repaired without full cost to you. When buying a home a surveyor will determine what the cost of rebuilding the home will be which will have to be the minimum you insure your property for. This is usually less than the purchase price as Land wont be taken into account on a rebuild.
We can arrange for this to be in place at the right time to ensure smooth completion of your house purchase transaction.
Contact us for more information on Home Insurance and the different providers we have access to.
As with all insurance policies, conditions and exclusions will apply.
Need Mortgage Advice? Get in Touch
Contact us directly by phone, e-mail, or use our social media channels.
Alternatively, simply click below to request a call back for some initial advice or to book a
free no-obligation
initial meeting. We are here to help!
Opening Hours
Monday - Thursday: 9am - 6pm
Friday: 9am - 5pm
Saturday: 10am - 4pm
Sunday: Closed
Please note emails are checked outside of opening hours but phone calls will be unavailable.
Contact
The initial consultation to establish your requirements is free. For mortgage applications, a fee may be chargeable. Typically, we charge a fee of £495 when purchasing a property, or £295 for a remortgage, however the actual fee will depend on your circumstances. Terms of business will be discussed during the first appointment and charges will be quoted dependent upon your requirements and financial circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Finest Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA number: 966922.
Registered Office: Finest Mortgage Solutions Ltd, 24 Wolverhampton Road, Pelsall, Walsall, WS3 4AB
Registered Company Number: 13466367. Registered in England and Wales.
The Financial Conduct Authority does not regulate all Buy to Let mortgages
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.