Critical Illness

Reduce your worries in ill health

Critical illness cover pays out a cash lump sum or an income in the event of being diagnosed with a serious illness. The cover is usually arranged to cover the mortgage amount across the mortgage term or a term set on application, however any amount you deem necessary to protect your family, pay for medical costs/equipment, or make alterations to your home.

The main claims for Critical Illness are Cancer, Heart Attack, Stroke, Multiple Sclerosis & Child specific conditions. There are many other conditions covered in policies including less advanced cancers, with providers offering additional severity based payouts. 1 in 2 of us born after 1960 will be diagnosed with Cancer in our lifetime, you could only imagine that if you were diagnosed with something so serious the last thing you would want to worry about is maintaining the bills and the mortgage.

Critical Illness cover can ensure that at such a difficult time you wont have to worry about your debts / mortgage and you can focus solely on your recovery. The payout doesn’t have to be used to repay your mortgage, pay for medical costs, make home alterations, take time off work, it is ultimately there to provide the breathing space you will desperately need during a difficult time.

Get in touch to learn more about Critical Illness Cover, we have access to a number of carefully selected providers

such as Aviva, Legal & General, and Vitality amongst many more. mongst others.

As with all insurance policies, conditions and exclusions will apply.

Need Mortgage Advice? Get in Touch

Contact us directly by phone, e-mail, or use our social media channels.

Alternatively, simply click below to request a call back for some initial advice or to book a

free no-obligation

initial meeting. We are here to help!

Opening Hours

Monday - Thursday: 9am - 6pm

Friday: 9am - 5pm

Saturday: 10am - 4pm

Sunday: Closed

Please note emails are checked outside of opening hours but phone calls will be unavailable.

The initial consultation to establish your requirements is free. For mortgage applications, a fee may be chargeable. Typically, we charge a fee of £495 when purchasing a property, or £295 for a remortgage, however the actual fee will depend on your circumstances. Terms of business will be discussed during the first appointment and charges will be quoted dependent upon your requirements and financial circumstances.


Finest Mortgage Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA number: 966922.

Registered Office: Finest Mortgage Solutions Ltd, 24 Wolverhampton Road, Pelsall, Walsall, WS3 4AB

Registered Company Number: 13466367. Registered in England and Wales.

The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Copyright 2023 . All rights reserved