The main claims for Critical Illness are Cancer, Heart Attack, Stroke, Multiple Sclerosis & Child specific conditions. There are many other conditions covered in policies including less advanced cancers, with providers offering additional severity based payouts.
1 in 2 of us born after 1960 will be diagnosed with Cancer in our lifetime, you could only imagine that if you were diagnosed with something so serious the last thing you would want to worry about is maintaining the bills and the mortgage.
Critical Illness cover can ensure that at such a difficult time you wont have to worry about your debts / mortgage and you can focus solely on your recovery. The payout doesn’t have to be used to repay your mortgage, pay for medical costs, make home alterations, take time off work, it is ultimately there to provide the breathing space you will desperately need during a difficult time.
Get in touch to learn more about Critical Illness Cover, we have access to a number of carefully selected providers such as Aviva, Legal & General, and Vitality amongst many more.
As with all insurance policies, conditions and exclusions will apply.