Life insurance myths debunked Jan 16, 2025

Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protection. Here are some common myths:

“It’s too expensive”
Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be surprisingly low, especially if you’re young and healthy. The cost of protection is often far less than the potential financial strain on loved ones left without it.

“I don’t need it yet”
Life is unpredictable, and delaying could mean higher costs or difficulty obtaining cover later. Securing life insurance early ensures protection is in place when it’s needed most.

“It’s too complicated”
Navigating life insurance may seem daunting, but you don’t have to do it alone. We can help you understand your options and tailor a policy to suit your family’s needs, ensuring you’re not paying for unnecessary extras.

“My employer’s policy is enough”
While workplace policies may offer some kind of support, they’re often limited and won’t follow you if you change jobs. It’s worth considering additional cover to fully safeguard your family’s future.

Get in touch for a discussion about life cover that ensures your family’s security without breaking the bank.

As with all insurance policies, conditions and exclusions will apply.